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About Union Home Mortgage

At Union Home Mortgage, every loan application we process is given the personal and professional attention it deserves. Our promise to you is to identify the best loan product – with the most attractive terms - for your unique situation.

State Bond Programs for First Time Buyers

Many states offer first-time homebuyer programs to help qualified borrowers purchase their own homes. These programs include attractive first mortgage terms and, in some cases, separate grants or loans to cover the out-of-pockets costs associated with buying a home.

GovernmentFHA/VA Home Loans

Government-insured loan programs, such as those offered by the FHA and VA, encourage lenders to offer better terms to qualified borrowers. These loans often feature lower down payments and closing costs, along with more lenient credit requirements than other mortgages.

USDA / FmHA Rural Housing Loans

Looking to buy or refinance a rural property? If so, you’ll want to take a look at the FMHA/USDA Rural Housing Program. These loans offer attractive terms and interest rates, along with 100% financing options. No private mortgage insurance required.

FHA 203(k) Rehabilitation Loans

203(k) Rehabilitation Loans can be used to purchase or refinance a home, plus cover the cost of renovations, with a single mortgage. For many homeowners, 203(k) loans offer a viable alternative to traditional home equity loans or lines of credit.