"My background reflects a college degree in Economics and Business Law, 6 years of banking in both consumer and commercial lending, ownership and management of a country feed mill and coal yard in Gap, PA and 24+ years of home mortgage lending. I’m a native of Lancaster County, a graduate of Lampeter-Strasburg High School and Franklin and Marshall College, and live in Millersville. Our company’s local office is on the Lititz Pike. The technological advancements that our industry has undergone within the past 24 years has excelled our abilities to do things faster and more accurately, so I can now provide a higher level of personal service than ever before. Unlike many mortgage lenders our company is a mortgage banking company, not a brokerage company. This difference means that my borrowers and clients, you, are the winners. We are proudly approved by 3 government mortgage agencies- FannieMae, FreddieMac, and GinnieMae, which allows us to offer you the lowest available interest rates and at the lowest possible point costs, because unlike mortgage brokers, we don’t have to go through any third party every step of the way. We are your lender from start to finish. As your mortgage lender, I promise to provide you with a spectacularly high level of personal service and my seasoned experience and knowledge. I will meet with you to help decide what kind of loan you want and I’ll be with you in person when we start and finish the application paperwork, with personal explanations every step of the way. I recognize and value that a mortgage is a significantly large amount of money and that I am dealing with my clients during a crucial milestone of their lives. That is why paying attention to details and tending to your every need in person is very important to me. When we have your loan’s settlement, we’ll have it in hand, together. Service is what it’s all about. Phone or email me today. I want to work for you. Thank you!"