USDA Loans

USDA Home Loan Programs

United States Department of Agriculture (USDA) Loans are designed to help improve the economy and quality of life in rural America. These programs are set up to support rural settings through essential public facilities and services, such as water and sewer systems, housing, health clinics, emergency service facilities, and electric and telephone services. USDA Loan programs were also implemented to help promote the economies in these areas by supporting loans to businesses, through banks and community-managed lending pools.

Union Home Mortgage Corp assists borrowers in rural areas by aligning them with the right USDA Loan program for their needs. While properties that qualify must be located within a designated USDA area, this loan program offers a variety of features:

  • Low down payment
  • Low out of pocket costs
  • Seller can contribute to buyer’s closing costs
  • Loans with no down payment available to qualified borrowers.

Although USDA home loans serve the needs of many Americans, they are part of a niche mortgage program that is not offered by all mortgage lenders. Union Home Mortgage Corp is proud to offer USDA Loans programs to qualified borrowers, along with a large network of certified Loan Officers in multiple branch offices. Contact us today to see if a USDA Loan is the right option for you!

FHA Loans
Low Down Payment Options, Federally Insured Loans
203K Loans
FHA Loans for homes in need of repair. Can be used for purchase or refinance.
VA Loans
Loan opportunity for qualified veterans, active members, and spouses. No Mortgage Insurance required.
USDA Loans
Flexible Mortgage Guidelines. Seller can contribute to closing costs.
Cash-Out Refinancing, Lower Your Interest Rate, Streamlined Refinancing.
Conventional Loans
Competitive Mortgage Rates, Flexible Terms