VA Loans

What are VA Mortgage Loans?

Veterans Affairs (VA) has made it possible for nearly 30 million military veterans and active duty service personnel to get VA financing for a home. VA Loans were originally developed to encourage lenders to offer military veterans more favorable loan terms. These loans are made by a lender and are protected against loss by the federal government.

VA Loans offer a variety of benefits and are equal opportunity loans for all qualified veterans and military personnel who meet service requirements.

These loans offer:

  • Potential for 100% Financing
  • Low Credit Scores can qualify
  • Low Down Payment Guidelines, with a chance of 0% Down
  • No monthly mortgage insurance required
  • No pre-payment penalties

If you would like more information on whether or not a VA Mortgage Loan Program is right for you, please reach out to one of our experienced Loan Officers.

FHA Loans
Low Down Payment Options, Federally Insured Loans
203K Loans
FHA Loans for homes in need of repair. Can be used for purchase or refinance.
VA Loans
Loan opportunity for qualified veterans, active members, and spouses. No Mortgage Insurance required.
USDA Loans
Flexible Mortgage Guidelines. Seller can contribute to closing costs.
Refinancing
Cash-Out Refinancing, Lower Your Interest Rate, Streamlined Refinancing.
Conventional Loans
Competitive Mortgage Rates, Flexible Terms